Portugal Personal Accident and Health Insurance Market 2018 Key Trends and Opportunities


Personal accident and health insurance was the smallest segment in 2013. Health insurance was the dominant category during the review period (2009–2013), followed by personal accident and travel insurance. The sales of health and travel policies increased during the review period, while personal accident sales declined. In order to decrease the financial deficit, the government implemented certain austerity measures to reduce public spending, due to which public healthcare spending was also reduced. This increased the demand for private health insurers to have health cover.

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The health insurance category registered a compounded annual growth rate (CAGR) of 3.5% during the review period. Increases in disposable income and the benefits of private health insurers are expected to increase demand over the forecast period (2013–2018). The gross written premium of the health insurance category is expected to increase at a forecast-period CAGR of 2.3%. Travel insurance was the fastest-growing category during the review period, with a CAGR of 11.7%, primarily due to the increasing number of thefts targeting travelers’ luggage. This category is expected to register a CAGR of 6.9% over the forecast period.

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The report provides in-depth market analysis, information and insights into the Portuguese personal accident and health insurance segment, including:

• The Portuguese personal accident and health insurance segment’s growth prospects by insurance category

• Key trends, drivers and challenges for the personal accident and health insurance segment

• The various distribution channels in the Portuguese personal accident and health insurance segment

• The detailed...