Microfinance India

Thank you for choosing a SAGE product! If you have any comment, observation or feedback, I would like to personally hear from you. Please write to me at contactceo@sagepub.in —Vivek Mehra, Managing Director and CEO, SAGE Publications India Pvt Ltd, New Delhi

Bulk Sales SAGE India offers special discounts for purchase of books in bulk. We also make available special imprints and excerpts from our books on demand. For orders and enquiries, write to us at Marketing Department SAGE Publications India Pvt Ltd B1/I-1, Mohan Cooperative Industrial Area Mathura Road, Post Bag 7 New Delhi 110044, India E-mail us at marketing@sagepub.in

Get to know more about SAGE, be invited to SAGE events, get on our mailing list. Write today to marketing@sagepub.in

This book is also available as an e-book.


State of the Sector Report 2012

Microfinance India

Venugopalan Puhazhendhi

Copyright ©ACCess Development services, 2013 All rights reserved. No part of this book may be reproduced or utilized in any form or by any means, electronic or mechanical, including photocopying, recording or by any information storage or retrieval system, without permission in writing from the publisher. First published in 2013 by SAGE Publications India Pvt Ltd B1/I-1 Mohan Cooperative Industrial Area Mathura Road, New Delhi 110 044, India www.sagepub.in SAGE Publications Inc 2455 Teller Road Thousand Oaks, California 91320, USA SAGE Publications Ltd 1 Oliver’s Yard, 55 City Road London EC1Y 1SP, United Kingdom SAGE Publications Asia-Pacific Pte Ltd 33 Pekin Street #02-01 Far East Square Singapore 048763 Published by Vivek Mehra for SAgE Publications India Pvt Ltd, Phototypeset in 10/12 pt Minion Pro by Diligent Typesetter, Delhi and printed at Saurabh Printers Pvt Ltd., New Delhi. Library of Congress Cataloging-in-Publication Data Available ACCESS Development Services 28, Hauz Khas Village New Delhi 110 016 www.accessdev.org

ISBN: 978-81-321-1090-3 (PB) SAGE Production Team:...