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insurance companies ... be the critical drawback. In ... taking steps ... 6 2 68 3.58 15 10 40 36 0 3 6 6 3 4 64 59 3.37 3.11 0 48 6 6 2 62 3.26 25 48 6 0 0 79 4.16 35 45 44 24...
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