Tourism in Thamel of Nepal

1.1 Background of the study
In ancient Vedic Era, there was crude form of banking because deposits, pledges, politics of loan and interest can be traced from Many Smriti. In 15th and 16th century, Roman emperor collapsed, as a result, revival of commercial and trading in European countries. Similarly, following communities or groups also revived. Such as:
        a. The Merchants
        b. The Goldsmith
        c. The Money-lender
Therefore, in accordance with the opinion of greatest economist, G. Growther, these three groups are the ancestors of bankers. Whereas in the connection to traceable origin and development of banking institution in the world, “The bank of Venice” of Italy was established in 1157 A.D. as the first banking institution in the world. The second banking institution namely, “The Bank of Barcelona” of Spain was established in1401A.D. After that, “The Bank of England” was incorporated in 1964 A.D.   as the first joint Stock Bank and later   on it becomes the first central bank in the world in 1884 A.D.
A bank is a financial institution engaged in the monetary transactions. It receives deposits and lends to those who need money for some purposes paying and charging interest at fixed rate percentage per annum. Bank also provides agency services such as remitting and collecting cash on behalf of the   customer, opening bank drafts and letter of credit facilities, underwriting shares of newly established companies and many more.
According to the commercial bank act 2031, “A commercial bank means the bank which deals in exchanging currency, accepting deposits, giving loans and doing commercial transaction. They accept various kinds of time and saving deposits while they have expanded their lending activities to include term loans to business, consumer loans, long term mortgage loans and investments in debt securities of all types of a wide range of maturities. Nepal Bank Ltd., Rastriya Banijya Bank Ltd., Investment Bank...