Proposal for a New System

Final Project: My Proposal for a New System
The United States Healthcare System has evolved drastically over the years. There has been major advancement in technology and quality of care. There are also more alternative choices available as far as coverage for healthcare expenses. Improvement in the quality of care and technology comes with a steep price that many Americans are unable to afford. With health reform being the topic of Americans to date, I have come up with a proposal for a new system that will implement every demographic area and still continue to preserve the quality of care.
According to The Center for Disease Control and Prevention (2006) website while conducting a National Health Interview survey, 43.6 million Americans were uninsured. Out of the 43.6 million uninsured, 19.8% were adults and 9.3% were children. A more recent study was conducted by Galewitz and Villegas (2010) which show that 50.7 million Americans are uninsured to date and the numbers are increasing daily. Besides the millions of uninsured Americans there is a rapid increase in the cost of healthcare. The Centers for Medicare & Medicaid Services, Office of the Actuary, National Health Statistics Group website state that healthcare cost in the United States exceed 2 trillion dollars a year. The cost of healthcare can be significantly decreased by monitoring the quality of care and using regulated services in diagnosis, treatment and evaluation of services.
I have proposed a new system that puts emphasis on decreasing the healthcare deficit by not allowing experimental treatment or radiology. Other Major factors included in the proposal include lower premiums, deductibles, copay’s and out of pocket expenses. Insurance plans are not allowed to deny coverage due to pre-existing regardless of the history. Patients that are referred to an out of network physician or facility are not to be penalized if referred by an in network or primary care physician. Children will receive...