Business Financing and the Capital Structure

Business Financing and the Capital Structure
Arletta Kelly
Dr. Marcus Crawford
Strayer
Fin 100
November 28, 2013

Financial Planning
Business plan is for the expansion of an existing business; your statements will be based on your business’s existing financial data.   If your business is new, your statements will be speculative, but you can make them realistic by basing them on the published financial statements of existing businesses similar to yours.   Financial plan should include three keys financial statements:   The income statement, the balance sheet and the cash flow statement.
Working capital management is the planning and controlling the level and mix of current assets of the firm as well as financing   these assets.   Specifically, working capital management requires financial mangers to decide what quantities of cash, other liquid assets, accounts receivables and inventories the firm will hold at any point of time.   Marketable securities are investments that are highly liquid, meaning that they can be quickly sold in the secondary financial markets in large amounts for cash.   There are different types of marketable securities and the underlying theme among all of them is that they are traded, or bought and sold, frequently.   Cash is a type of marketable security, and it can be held in a checking or savings account, because both allow for quick access to capital.   Money market instrument are another common type of marketable securities.  
A Financial advisor focuses primarily on helping you grow your capital while maintain a desired level of investment income.   Owing a business is an American dream for many.   But managing your own business takes a lot more than hard work.   You a financial plan one that addresses financial needs and products for every stage of your business life cycle and that takes into account your personal financial goals and dreams.   Debt financing tends to be the type of
Financing you receive from traditional bank loan...